Your worker’s compensation plan is put in place to make sure that you are never exploited with regards to the possibility of you sustaining an injury on site. While most worker’s compensation schemes are indeed comprehensive and will take care of you nicely, you need to ensure that you know exactly what to do to take full advantage.
Working alongside a competent work injury lawyer will ensure that your efforts towards compensation do not go to waste, and are tended to in the most beneficial way possible. Sadly, too many workers today do not know how to handle the worker’s compensation process adequately, and end up being cheated of their fair share.
Here are a few steps to enable your full victory.
The Importance of an Immediate Reaction
Upon encountering an injury (once you have taken care of your immediate medical needs), you need to walk straight to your employer and brief him or her on the full extent of your injury. No matter which state you are in, or the federal law governing your issue, there are deadlines which need to be adhered to with regards to reporting an injury.
While these deadlines vary greatly between each state, a failure to meet such a deadline could lead to your compensation becoming null and void.
Seeking out the Adequate Healthcare
This may seem like a given, but too many individuals will skimp on essential medical services in fear of the total sum of their medical compensation being endangered. You need to make sure that your total health-related needs are properly tended to following an injury.
The adequate medical care will ensure that you are back on your feet as quickly as possible. Such medical services will also bring a wealth of evidence which will be used towards the clearance of your worker’s compensation plan. Such medical documentation provides all of the information regarding your injured scenario, as well as all of the aid you required.
If you do not receive medical attention in a timeous manner, the craftiness of insurance companies could very easily come to play, when your injury is disregarded as sever enough to require proper medical attention – and in some cases, that your injury didn’t even happen in the first place.
Looking out for Doctors
In many cases, an insurance company will provide a doctor for you. You need to keep in mind that such a doctor may not actually keep your best interests in mind. Such a doctor may in fact treat your injuries as not being too severe, a report which will then be filed to the insurance company in order to minimize the size of the claim.
While each state has its own laws regarding the provision of the doctor, if you are lucky enough to be able to choose your own doctor, you should definitely switch between the one under an insurance company’s payroll, and one that will be able to provide you with the proper medical care.