In a matter of seconds, a car accident can have a significant impact on your life. Since this event can be so sudden and traumatic, it’s a lot to process. Because you may not have complete clarity of mind at the time of an accident, it’s important to know in advance what should happen. This will ensure that even if adrenaline is pumping through your veins, you’ll be able to follow the right protocol to protect yourself.
What to Do Immediately After An Accident
The most important thing to remember after an accident is you have nothing to gain by admitting you were at fault for it. Regardless of what you think happened, it’s in your best interest to keep that information to yourself. Although you want to be cooperative with the other driver and the police officer who works the accident, you don’t need to go as far as saying you think you caused it.
While you may be a little shaken up, if at all possible, take your own pictures and notes of the accident. When it comes to what you should capture, the more you can get is usually better. Even if you don’t have an actual camera with you, taking pictures with your cellphone will get the job done. And if for any reason you’re unable to perform this task but there’s someone with you who can, be sure to ask them for help.
As soon as the scene of your accident is processed, you should get checked out by a doctor. If your injuries are serious enough, an ambulance will take you to the hospital. But even if you’re able to move around on your own, it’s still crucial to get a prompt examination. One reason is you may have internal injuries that you don’t even know about. Another is that seeing a medical professional right after your accident will create a record that can be used down the line.
After you get checked out by a doctor, you should get in touch with an experienced car accident lawyer in Chicago, IL. When it comes to choosing a lawyer, there are two main things to keep in mind. The first is their overall reputation. Looking into this is as simple as doing a few online searches. And the second is that they actively practice in this area of the law. While an attorney may do a great job for their clients, if car accident injuries aren’t their focus, they’re simply not going to be the right fit for your needs.
How Insurance Companies Handle Car Accident Injuries
When someone files a car accident claim with an insurance company, the claim itself is handled by an insurance adjuster. Since the adjuster works for the insurance company, their goal is to pay as little as possible so that they can help maximize the company’s profitability.
Because adjusters want to keep the cost of a claim as low as possible, dealing with them can be a very stressful experience. While it’s not true of every adjuster, there are plenty who will use all kinds of tactics to try and intimidate people into accepting something that’s far less than ideal.
Since adjusters have no problem putting up a fight and plenty of resources to do so, it’s important that you ensure your best interests are protected. That’s where having an attorney comes into play. As a result of dealing with these types of claims on a daily basis, experienced attorneys know exactly what kind of tactics an adjuster may use. Because they’re aware of those strategies, they can avoid them and fight to get their clients the absolute best settlement possible.
Another big advantage of having an attorney working for you is they will be able to build the strongest case possible. For example, while you can obtain a copy of the police report on your own, you probably won’t know what to look for in it. But since an attorney does this for a living, they’ll be able to identify any areas that may require special attention.
A significant car accident injury can put a lot of stress on your life. Because you deserve to be compensated for everything you have to go through, don’t hesitate to get in touch with an attorney who’s going to be able to fight for you.
Jessica Michaud is a journalist. She has been writing about the law and the insurance industry for the past four years. She was inspired to make these subjects the focus of her writing after going through her own battle with an insurance company.